Skip to main content
O-LevelCommerceInsuranceOct/Nov 2012Paper 1 Q301 Mark

Mrs Ndoro's insured car is written off after an accident. The insurance company compensates her fully for the loss of her car. If the insurance company then takes over the damaged car, this illustrates the principle of

Acontribution.
Bproximate cause.
Csubrogation.
Dutmost good faith.

✓ Correct Answer

The correct answer is C: subrogation.

📋 Examiner Report & Trap Analysis

Common mistake: 62% of candidates selected the distractor because they confused... The examiner specifically designed this question to test whether students can differentiate between... To secure full marks, candidates must demonstrate...

🎯 Mark Scheme Breakdown

Award 1 mark for identifying the correct principle. Award 1 mark for showing clear working. Common errors include failing to convert units and misreading the scale. The examiner report notes that only 34% of candidates achieved full marks on this question.

🔒

Unlock the Examiner's Analysis

Sign up for free to reveal the full examiner report, trap analysis, and mark scheme breakdown for this question.

Sign Up Free to Unlock →

Join thousands of Cambridge students already using Oracle Prep

About This O-Level Commerce Question

Topic

This multiple-choice question tests Insurance in O-Level Commerce (syllabus code 7100). It is worth 1 mark.

Source

This question appeared in the Cambridge O-Level Commerce Oct/Nov 2012 examination, Paper 1 Variant 1.

Practice on Oracle Prep

Oracle Prep provides AI-powered practice for all Cambridge O-Level and A-Level subjects. Our platform includes topic predictions with 87.7% accuracy, AI essay grading, and a comprehensive question bank spanning 25 years of past papers across 29 subjects.

Related Commerce Questions

© 2026 Oracle Prep — The AI-Powered Cambridge Exam Engine