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O-LevelCommerceBanking7100/12 · Oct/Nov 2025 · Q311 Mark

Karen always carries her mobile wallet with her. Why might Karen prefer to make cashless transactions?

ACashless payments leave a digital footprint and can risk identity theft.
BKaren is worried about carrying cash in the city due to the risk of theft.
CKaren likes to pay by cash when she buys food from the supermarket.
DSmall businesses may have to pay a processing charge for digital payments.

✓ Correct answer

B: Karen is worried about carrying cash in the city due to the risk of theft.

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About this question

Topic
Banking, O-Level Commerce (syllabus 7100). Multiple choice, 1 mark.
Source
O-Level Commerce, Oct/Nov 2025 Paper 1 Variant 2, question 31.

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