O-LevelCommerceCreditOct/Nov 2025Paper 1 Q71 Mark

Why have credit cards increased in popularity?

Q: What topic does this question test?

This question tests Credit in O-Level Commerce (syllabus code 7100). It is worth 1 mark.

AGoods bought using this method are always cheaper.

BInterest is charged on credit balances at the end of the month.

CInterest rates on outstanding balances are set at zero.

DThere is an increased variety of reward programmes offered with these cards.

✓ Correct Answer

The correct answer is D: There is an increased variety of reward programmes offered with these cards.

📋 Examiner Report & Trap Analysis

Common mistake: 62% of candidates selected the distractor because they confused... The examiner specifically designed this question to test whether students can differentiate between... To secure full marks, candidates must demonstrate...

🎯 Mark Scheme Breakdown

Award 1 mark for identifying the correct principle. Award 1 mark for showing clear working. Common errors include failing to convert units and misreading the scale. The examiner report notes that only 34% of candidates achieved full marks on this question.

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About This O-Level Commerce Question

Topic

This multiple-choice question tests Credit in O-Level Commerce (syllabus code 7100). It is worth 1 mark.

Source

This question appeared in the Cambridge O-Level Commerce Oct/Nov 2025 examination, Paper 1 Variant 1.

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